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 Dear Homebuyer (s), I want to thank you for allowing me to represent you and your needs in this home buying transaction. You can trust that I take your needs seriously and will strive to make this process as smooth and enjoyable as I possibly can. By reaching this page, most likely you have just gone "under contract" on your new home. During the next few weeks, there will be some things that need to be addressed/taken care of. Immediately: 1. Begin working with your mortgage broker or bank to get all necessary documents to them that they ask for. We need to work towards getting your "loan approval" (see item 5a on the offer to purchase), locking your rate in, etc. 2. We need to schedule inspections if applicable (see item 12b on the offer to purchase). Most of the time, my clients simply ask me to go ahead and set those up with an inspector of my choice. However, it is totally up to you. Since 2002, I have used Home Inspection Carolina. I have never had even the smallest issue with them. They are punctual, thorough, polite, and welcome any questions you have during the inspection. They also post the report online with pictures which is very convenient. If you'd like for me to set up inspections, simply let me know. I believe that it is important that you be there but that may not be possible depending on your situation. I, Chad, typically go to the inspection so that I can see any issues with my own eyes. 3. We need to set up a closing date/time/location with an attorney. Once again, my clients typically ask me to go ahead and set this up as well. I have relationships with a few attorneys around the city and have used them more that once. We should do this as soon as possible to ensure a spot on the day that we desire, and simply to get the ball rolling quickly. If you'd like me to set this up for you, let me know. In the next few days: 1. Start shopping for your homeowner's insurance. You may start by contacting the same company that has your auto insurance or your current homeowner's insurance. Perhaps you'll get a better deal having both auto and homeowner's with the same company. On my personal residence, I used MetLife and was very surprised at the rate I received. It was about $10/month cheaper than I expected. If you'd like to contact my agent, tell him how you got his contact info. I definitely suggest getting more than 1 quote and also letting them know that you ARE shopping. Steve Schulte (
sschulte@metlife.com
) 2. Get a head start and go ahead and arrange for your utilities to be switched on. You can't give them TOO much notice. To save you some time, here is contact information for area utilities: Charlotte
Huntersville
Cornelius
Davidson
Mooresville
Pineville
Matthews
Mint Hill
Weddington
Waxhaw
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| Charlotte | |
Cornelius |
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| Huntersville | |
Davidson |
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| Mooresville | |
Pineville |
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| Matthews | |
Waxhaw |
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| Weddington | |
Concord |
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| Kannapolis | |
Union |
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| Mecklenburg | |
Iredell |
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| Cabarrus |